How Do You Pay for a New Roof?

Roof Replacement Financing Guaranteed Roofing

The most important conversation to have when making any home improvement decision is, “how are we going to pay for this?” Unfortunately, many people are caught by surprise when they learn that they need to invest in a new roof because they don’t see the warning signs (to learn about some common signs, click here). Here are some ways to pay for your new roof whether you are or aren’t prepared when the time comes. As a Connecticut roofing company, allow us to guide you through some ways to pay for your roofing investment.

Savings account for home improvements/emergencies

Ideally, this savings account would be started early and placed in a bank with an above-average APY. It would be best to start the savings account by adding a small percentage of your monthly income and watching it accrue interest until you need it. Even if this doesn’t cover the entire cost of your roof replacement, it can make the expense outside of this account much more manageable.


Our company helps customers finance their roof replacement through a partner of ours. We can even offer 6 or 12-month same-as-cash loans. This means that if you can pay the balance of your loan within the 6- or 12-month period, it is interest-free. This is an excellent option as long as it’s offered through a reliable company, like Guaranteed Roofing.

0% APR credit cards

Many credit card companies offer 0% APR for somewhere between 12 and 21 months. Of course, you need to be careful with using credit cards, but if you can pay off the balance quickly enough, this can be a good option that will allow you to spread out payments.

Payments with your contractor

Our company asks clients to put a deposit down on their roof replacement, so we can order roofing material and schedule the job. This can be used to your advantage if you ask us to schedule the job out far enough. You can put your deposit down on the job then have us complete the roof 4-6 weeks after that signing date. You will likely be in a much better position to pay off the balance of your new roof when that time comes.


It’s always best to use your own money to make a home improvement. That’s why we suggest starting a savings account for your home or asking your roofer to schedule the job a few weeks out of the contract signing. If you would like to ask us about what we can do to make paying for your roof more manageable, or if you have any other questions, let us know here. As roofers in CT, please contact us if you have any questions regarding your Connecticut roof replacement.


About JPW Building, LLC

Also known as Guaranteed Roofing, we are a full-service roofing contractor servicing Connecticut and Rhode Island with specializations in roof repair for asphalt roofing, metal roofing, and commercial roofing. Installing multiple roofs every week, Guaranteed Roofing Guarantees all workmanship, materials, and satisfaction for every job. We specialize in roof replacement for leaking roof. We are an affordable roofing contractor who keeps roof repair cost low. For roofers near me, look no further than Guaranteed Roofing. Guaranteed Roofing’s installers are certified roofing contractors for Owens Corning, Certainteed, Tamko and GAF roofing products. These certifications allow us to offer a higher level of warranty coverage on these products and they indicate that we are fully licensed in Connecticut and Rhode Island as a proven roofing installer committed to continuing our education and services and have the highest standards of excellence, quality, and knowledge in the roofing industry. If you would like to schedule an estimate with The Reader’s Choice Award Winner for best Roofer in Windham County and one of the best roofing companies, please click here.


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